Optimizing Mosque-Based Cash Waqf for Real Sector Empowerment Evidence from Medan, Indonesia
Main Article Content
Abstract
This study examines how Mosques in Medan manage waqf funds to support productive, empowering economic programs for the ummah. Using a qualitative case study approach, data were collected through in-depth interviews with mosque administrators, waqf practitioners, and related stakeholders, and analyzed using NVivo 12 to identify patterns, themes, and Mosque typologies in cash waqf management. The findings reveal that while many mosques in Medan have initiated cash waqf collection, few have successfully channeled these funds into sustainable economic empowerment initiatives. Key determinants of effective management include institutional structure, congregational engagement, collaboration with Islamic financial institutions, and digital support. Theoretically, this study contributes to the development of an integrative framework that positions mosques as socio-economic institutions within the broader discourse of Islamic economics. This study contributes to Islamic social finance literature by formalizing mosque typology as an institutional variable, thereby strengthening the conceptual link between mosque governance and economic empowerment. Practically, it proposes a typology-based Mosque replication model to enhance the sustainability and scalability of cash waqf-driven economic empowerment. This integrative approach offers a pathway for transforming mosques into centers of community-based economic justice and prosperity.
Downloads
Article Details
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
References
Ahmad, Martinus Aldaris, Oki Sapitri Fakhrina, and Menghayati. “Strategi Pengelolaan Wakaf Uang Dalam Mengembangkan Eduwisata Halal (Studi Masjid Ki Marogan Palembang).” Journal of Religion and Social Community | E-ISSN : 3064-0326 1, no. 3 (February 2025): 150–54. https://doi.org/10.62379/jrsc.v1i3.252.
Ascarya, and Atika Rukminastiti Masrifah. “Strategies Implementing Cash Waqf System for Baitul Maal Wat Tamwil to Improve Its Commercial and Social Activities.” International Journal of Islamic and Middle Eastern Finance and Management 16, no. 1 (January 2023): 130–53. https://doi.org/10.1108/IMEFM-10-2020-0504.
Asni, Fathullah, Afiffudin Mohammed Noor, and Muhamad Husni Hasbulah. “Management of Cash Waqf Fund Generation Through the Implementation of Istibdal in Kedah.” Qualitative Research in Financial Markets 16, no. 1 (January 2024): 60–86. https://doi.org/10.1108/QRFM-03-2022-0048.
Ayub, M.N., Mat Hassan, S.H., Hamid, C.K., Abdullah, S.R., and Yahaya, S. “The Implementation of Cash Waqf People’s Religious Schools (SAR).” Global Journal Al-Thaqafah, July 28, 2024, 147–53. https://doi.org/10.7187/GJATSI072024-10.
Badan Amil Zakat Nasional. “Laporan Pengumpulan Zakat.” Pemerintahan. Badan Amil Zakat Nasional (Baznaz) Kota Medan, 2023. https://baznas.go.id/medan.
Badan Pusat Statistik. “Statistik Kota Medan 2024.” Pemerintahan. Badan Pusat Statistik (BPS) Kota Medan, 2024. https://medankota.bps.go.id/.
Badan Wakaf Indonesia. “Laporan Tahunan Wakaf Tunai.” Pemerintahan. Badan Wakaf Indonesia (BWI) Kota Medan, 2024. https://bwi.go.id/medan.
Braun, V, and V Clarke. Thematic Analysis: A Practical Guide. Sage Publications, 2021.
Cizakca, Professor Murat, and Faaiza Bashir. “Ottoman Cash Waqfs Revisited: The Case of Bursa 1555- 1823.” Fondation for Science Technology and Civilisation, 2004.
Creswell, John W. Research Design: Qualitative, Quantitative, and Mixed Method Approach. 4th ed. California: SAGE Publications, Inc, 2014.
Effendi, Mamat Rachmat. “Development of Cash Waqf Benefits Synergy Foundation in the Economic Empowerment of the Ummat.” Amwaluna: Jurnal Ekonomi Dan Keuangan Syariah 5, no. 1 (December 2020): 29–39. https://doi.org/10.29313/amwaluna.v5i1.6916.
Faisal, Zainuddin, Nursariani Simatupang, Ismail Koto, and Ismail Sitorus. “Development of a Model of Utilizing Cash Wakaf to Realize a Legal Tourism Area in Medan City.” DE LEGA LATA: Jurnal Ilmu Hukum 8, no. 1 (January 2023). https://doi.org/10.30596/dll.v8i1.12765.
Faiz, Abd. Karim and Arwin. “Reorienting Cash Waqf for Economic Development: A Maqāşid Sharia Perspective Study on the Indonesian Waqf Board (BWI) Case in Parepare.” Mazahibuna, May 25, 2023, 39–56. https://doi.org/10.24252/mh.vi.33618.
Gatari, Altis Puspa, Saffaanah Zuhairoh, Husna Enggar Dani Darokah, Budi Jaya Putra, Ramadhona Amalia Lubis, and Mahrus Lutfi Adi Kurniawan. “Strategy And Optimization of the Role of Productive Waqf in People’s Economic Empowerment.” Journal of Islamic Economics and Philanthropy 7, no. 3 (February 2025): 171–87. https://doi.org/10.21111/jiep.v7i3.12784.
Hadi, Muhammad Nur, and Abdul Bashith. “Strategi Pengelolaan Cash Waqf Dalam Ekonomi Islam Untuk Kesejahteraan Sosial.” MALIA (TERAKREDITASI) 13, no. 1 (December 2021): 61–76. https://doi.org/10.35891/ml.v13i1.2749.
Kamal, Mustopa. “Pengelolaan Wakaf Uang Di Indonesia.” Istinbath | Jurnal Penelitian Hukum Islam 16, no. 2 (December 2021): 135. https://doi.org/10.36667/istinbath.v16i2.133.
Laila, Resa, Happy Novasila Maharani, and Dede Nurohman. “Implementasi Program Waqaf Tunai Dalam Pengentasan Kemiskinan Di Indonesia.” Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 6, no. 10 (October 2024). https://doi.org/10.47467/alkharaj.v6i10.2863.
Lincoln, Yvonna S., and Egon G. Guba. Naturalistic Inquiry. California: SAGE Publications, 1985.
Maghfiroh, ElliyaS Yahfira, and Candra Fajri Ananda. “Implementasi Pengelolaan Dana Wakaf Tunai Pada Koperasi Masjid Sabilillah.” Islamic Economics and Finance in Focus 1, no. 4 (December 2022): 322–30. https://doi.org/10.21776/ieff.2022.01.4.04.
Mohd Ali, Siti Nadiah, Huraizah Arshad, Nurul Sahida Fauzi, and Sheikh Mohamed Abdel Aziz Ghonim. “Synergizing Community Empowerment: Unveiling the Holistic Framework of Waqf Zakat and Infaq-Funded Agricultural Mosque Projects.” Environment-Behaviour Proceedings Journal 8, no. 26 (October 2023): 131–36. https://doi.org/10.21834/e-bpj.v8i26.5146.
Muhaimin, Muhaimin. “Implementasi Wakaf Uang Dalam Upaya Pemberdayaan Masyarakat (Studi PKPU Provinsi Jawa Tengah).” TAWAZUN : Journal of Sharia Economic Law 5, no. 2 (January 2023): 292. https://doi.org/10.21043/tawazun.v5i2.17291.
Nasution, H. Pembaharuan Dalam Islam. Bulan Bintang, 2001.
Nofianti, Leny, Murniati Mukhlisin, and Andi Irfan. “Cash Waqf Innovation in Islamic Financial Institutions and Its Governance Issues, Case Studies: Indonesia, Malaysia, Türkiye.” Journal of Islamic Accounting and Business Research, ahead of print, June 11, 2024. https://doi.org/10.1108/JIABR-12-2023-0420.
Rubin, Herbert J., and Irene S. Rubin. Qualitative Interviewing: The Art of Hearing Data. 3rd ed. SAGE Publications, 2012.
Saiti, Buerhan, Adama Dembele, and Mehmet Bulut. “The Global Cash Waqf: A Tool Against Poverty in Muslim Countries.” Qualitative Research in Financial Markets 13, no. 3 (June 2021): 277–94. https://doi.org/10.1108/QRFM-05-2020-0085.
Shiddiqy, Muhammad Ash-, Makhrus Makhrus, and Muhammad Ghafur Wibowo. “Cash Waqf Management for Education: Challenges, Solutions and Strategies.” Shirkah: Journal of Economics and Business 9, no. 2 (August 2024): 275–89. https://doi.org/10.22515/shirkah.v9i2.723.
Yin, R K. Case Study Research and Applications: Design and Methods. 6th ed. SAGE Publications, 2018.