Designing a Productive Waqf Strategy Based on Plasma Waqf to Accelerate Sustainable Development in Cirebon

Muhaimin Muhaimin; Muhamat Nur Maarif

doi:10.15642/mzw.2026.8.1.123-143

Authors

Muhaimin Muhaimin Universitas Islam Negeri Kudus, Indonesia
Muhamat Nur Maarif Universitas Islam Negeri Kudus, Indonesia

DOI:

https://doi.org/10.15642/mzw.2026.8.1.123-143

Keywords:

productive waqf, plasma waqf scheme, sustainable development

Abstract

This study aims to design a strategic implementation of productive waqf through a plasma waqf scheme to support sustainable development in Cirebon Regency. Waqf management is still dominated by traditional models that are not aligned with human development. Waqf has not yet been able to reduce poverty and suffering. This study employs a qualitative case study approach; data were collected through in-depth interviews, observations, and documentation involving key stakeholders, including waqf managers, the Cirebon Regency government, and beneficiaries. The research findings indicate that the design for productive waqf development utilizes the plasma waqf scheme through a dual-track investment approach: the development of micro-enterprise units and business projects developed by government financial institutions. Waqf institutions and the government conduct regular joint oversight to ensure success. To strengthen human resources, all business unit managers are trained in skills and management through a group-based concept where members mutually evaluate one another. Evaluation and monitoring are conducted in an integrated manner among the government, the waqf trustees (nadzir), and the business units as implementers. This scheme represents a new model where waqf management undergoes a shift in coordination and managerial transformation. This scheme aligns with the path toward achieving the SDGs to eradicate poverty and strengthen humanity.

Downloads

Download data is not yet available.

References

Abdullah, Mohammad. “Waqf, Sustainable Development Goals (SDGs) and Maqasid Al-Shariah.” International Journal of Social Economics 45, no. 1 (January 8, 2018): 158–72. https://doi.org/10.1108/IJSE-10-2016-0295.

Adnan, Mohammad, and Badrah Uyuni. “Optimizing the Role of the Sharia Supervisory Council (Dps) AT the Ziswaf Institution.” Al-Risalah : Jurnal Studi Agama Dan Pemikiran Islam 14, no. 1 (2023): 134–53. https://doi.org/10.34005/alrisalah.v14i1.2250.

Afifi, Abdullah A. “Waqf Business Model ( WBM ): Towards A Sustainable Social Business Model on The Mainstream Economics” 2 (2024): 63–78.

Ahmad Syakir. “Pemberdayaan Ekonomi Umat Islam Indonesia.” Al-Intaj 2, no. 1 (2016): 37–48. https://ejournal.iainbengkulu.ac.id/index.php/Al-Intaj/article/view/1107.

Alam, Azhar, Musliah Isnaini Rahmawati, and Aditya Nurrahman. “Manajemen Wakaf Produktif Dan Tantangannya Di Majelis Wakaf Dan Kehartabendaan Pdm Surakarta.” Profetika: Jurnal Studi Islam 23, no. 1 (2021): 114–26. https://doi.org/10.23917/profetika.v23i1.16799.

Anggraeni, RR Tini, and Sofyan Rizal. “Manajemen Portofolio Aset Wakaf Produktif Untuk Pembangunan Yang Berkelanjutan.” Maqdis : Jurnal Kajian Ekonomi Islam 6, no. 1 (2021): 25–35.

Astuti, Henik Hari, Yuswar Z Basri, and Hendri Tanjung. “Analysis of Nazhir Accountability Implementation in Empowerment of Productive Waqf in Indonesia” 13, no. 1 (2019): 63–80.

Chusma, Nafisah Maulidia Chusma, Halimatus Sa’diyah, and Fitri Nur Latifah. “Wakaf Uang Sebagai Instrumen Perkembangan Ekonomi Islam.” Wadiah 6, no. 1 (2022): 76–97. https://doi.org/10.30762/wadiah.v6i1.163.

Departemen Agama RI, Direktorat Jenderal, and Bimbingan Masyarakat Islam. Undang-Undang Tentang Wakaf (Nomor 41 Tahun 2004), 2007.

Fadhlurrahman, Fauzan Ulwan, Muhammad Diaz, Wahyu Darmansyah, and Yogi Permana. “Managing Islamic Endowments ( Waqf ): Legal Challenges and Strategic Approaches for Sustainable Development” 2, no. 1 (2025): 16–25.

Fauzia, Amelia. “Waqf Making and Commercial Cemeteries: Religious Circulation and Commodification of the Economy of Giving *,” 2018, 676–701. https://doi.org/10.1111/muwo.12269.

Iman, Nurul, Edy Kurniawan, and Adi Santoso. “Integrasi Dan Digitalisasi Sistem Informasi Manajemen Aset Wakaf (Simas Waqfuna).” KOMIK (Konferensi Nasional Teknologi Informasi Dan Komputer) 4, no. 1 (2020): 11–17. https://doi.org/10.30865/komik.v4i1.2567.

Indonesia, Badan Wakaf. “Indeks Wakaf Nasional 2022,” n.d. .

Islamiyati, Islamiyati. “Analisis Hukum Administrasi Terhadap Kebijakan Pemerintah Mengenai Pembebasan Biaya Sertifikasi Tanah Wakaf.” Administrative Law and Governance Journal 2, no. 1 (2019): 1–18. https://doi.org/10.14710/alj.v2i1.1-18.

Liu, Yali, Jianqing Du, Yanfen Wang, Xiaoyong Cui, Jichang Dong, Pan Gu, Yanbin Hao, et al. “Overlooked Uneven Progress across Sustainable Development Goals at the Global Scale: Challenges and Opportunities.” The Innovation 5, no. 2 (March 4, 2024). https://doi.org/10.1016/j.xinn.2024.100573.

Masriyah, Siti. “Peran Wakaf Produktif Dalam Kesejahteraan Masyarakat.” Jurnal Ilmiah Ekonomi Islam 10, no. 1 (2024): 627. https://doi.org/10.29040/jiei.v10i1.12064.

Medias, Fahmi. “Wakaf Produktif Dalam Perspektif Ekonomi Islam.” La_Riba 4, no. 1 (2010): 71–86. https://doi.org/10.20885/lariba.vol4.iss1.art5.

Musdalifah, Musdalifah, Rahman Ambo Masse, and Trisno Wardy Putra. “Analisis Swot Dalam Strategi Penghimpunan Dan Pendayagunaan Zakat Di Inisiatif Zakat Indonesia.” COMSERVA Indonesian Jurnal of Community Services and Development 2, no. 6 (2022): 587–96. https://doi.org/10.59141/comserva.v2i6.359.

Nisrina, Ayu, Indah Sari, and Abdul Aziz. “Robbani : Jurnal Keilmuan Dan Aplikasi Ekonomi Islam Perekonomian Masyarakat Sekitar Di Mizka Al-Bahjah Cirebon” 2, no. 1 (2023): 1–15.

Rafidah, Azizah Shodiqoh, and Happy Novasila Maharani. “Inovasi Dan Pengembangan Produk Keuangan Syariah: Tantangan Dan Prospek Era Revolusi Industri 4.0.” Jurnal Ilmiah Edunomika 8, no. 1 (2024): 1–14. https://jurnal.stie-aas.ac.id/index.php/jie/article/view/11649.

Razali, Ramadhan, Sutan Febriansyah, and Surya Darni. “Revitalisasi Zakat Produktif Dan Wakaf Produktif Sebagai Pengentas Kemiskinan.” J-ISCAN: Journal of Islamic Accounting Research 1, no. 2 (2019): 97–106. https://doi.org/10.52490/j-iscan.v1i2.704.

Santoso, Yusuf Agus, and A’rasy Fahrullah. “Efektivitas Sistem Informasi Wakaf (SIWAK) Sebagai Strategi Mengurangi Sengketa Dan Percepat Sertifikasi Tanah Wakaf Di Surabaya.” Jurnal Ekonomika Dan Bisnis Islam 3, no. 3 (2020): 100–113. https://doi.org/10.26740/jekobi.v3n3.p100-113.

Siswoyo, Mukarto, Ipik Permana, and Arif Arofah. “Productive Waqf : Potential Resources for Society Welfare : Case Study in Cirebon City , West Java” 8, no. August (2019): 28–41.

Sulaeman. “Signifikansi Maqashid Asy-Syari’Ah Dalam Hukum Ekonomi Islam.” DIKTUM: Jurnal Syariah Dan Hukum 16, no. 1 (2018): 98–117. https://doi.org/10.35905/diktum.v16i1.524.

Uyun, Linatul, and Nuriya Hamida. “Waqf Productivity in Indonesia : Challenges and Prospects for Sustainability Mengungkap Tantangan Dan Peluang Wakaf Produtif Di Indonesia.” Qanun: Jurnal Hukum Keluarga Islam 2, no. 1 (2024): 80–104. https://doi.org/10.21580/ahkam.2015.1.25.195.4.

Valavanidis, Athanasios. “World Bank Report : Extreme Poverty Is Rising Again .,” no. July (2023): 1–23.

Wijaya, Universitas, Putra Surabaya, and Erwan Aristyanto. “Digital Transformation of Waqf Management : Innovation Pathways and Policy Directions in Muslim” 10, no. 2 (2025).

Zainuddin, Muhajjir. “The Role and Strategy of the Indonesian Waqf Agency ( BWI ) of Aceh Province in Developing Productivity and Improving Nazhir Skills for Creative Economy Empowerment through Waqf in Banda Aceh City,” 2024, 83–100.