Masruil, Putri Intani Aisa, and Fira Talitha Salsabila. “Fintech and MSME Resilience in Post-Pandemic Indonesia: Balancing Innovation, Inclusion, and Governance”. Indonesian Journal for Entrepreneurial Review 1, no. 1 (September 8, 2025). Accessed March 2, 2026. https://jurnalfebi.uinsa.ac.id/index.php/ijer/article/view/2256.