Masruil, Putri Intani Aisa, and Fira Talitha Salsabila. 2025. “Fintech and MSME Resilience in Post-Pandemic Indonesia: Balancing Innovation, Inclusion, and Governance”. Indonesian Journal for Entrepreneurial Review 1 (1). https://jurnalfebi.uinsa.ac.id/index.php/ijer/article/view/2256.