The Sharia Micro Banks in Food Security:

Study of Regional Government BPRS in North Maluku Province

Abstract

This research aims to analyze the development of community welfare programs through food security programs through zakat distribution in sharia banks. Food and energy security will be a national issue in the future. The role of Islamic micro banks in food issues is worth exploring and used as an important issue in determining the strategic role of Islamic banks. The research was carried out using qualitative methods, collecting data by interviewing financing committees and bank management, as well as analyzing financing documents at Islamic micro banks in Indonesia. The population in this study includes 21 Islamic banks whose majority shares are owned by the regional government. This research took a sample of 2 BPRS in North Maluku as role analysis units. The results of this research include: BPRS Saruma Sejahtera, South Halmahera Regency and BPRS Bahari. Impressive with their respective programs, they have paid attention to the food security program which is marked by the distribution of zakat which continues to increase.