TAHIR, Atika; RASBI, Muhammad; RUSLAN, M; WARDI, Fithriah. Digital Based Decision Formation Model in Indonesia with a Theory Planned Behavior Approach: Empirical Evidence of BSI Mobile Banking. El-Qist: Journal of Islamic Economics and Business (JIEB), Surabaya, Indonesia, v. 14, n. 2, p. 206–223, 2025. DOI: 10.15642/elqist.2024.14.2.206-223. Disponível em: https://jurnalfebi.uinsa.ac.id/index.php/elqist/article/view/2050. Acesso em: 20 feb. 2026.