Irwansyah, Irwansyah, et al. “Factors Affecting Product Purchase Decisions With Religiosity As a Moderating Variable Among Students of the Islamic Economics Study Program at UIN North Sumatra”. Management of Zakat and Waqf Journal (MAZAWA), vol. 7, no. 2, Oct. 2025, pp. 240-69, doi:10.15642/mzw.2025.7.2.240-269.