Izzat Nabila, B. (2026) “Conceptual Model of Digital Payments from the SOR Perspective at Dompet Dhuafa Central Kalimantan: a Stimulus-Organism-Response Approach”, Management of Zakat and Waqf Journal (MAZAWA), 8(1), pp. 83–100. doi: 10.15642/mzw.2026.8.1.83-100.